Our process.
Evidence shows that individuals with financial planners accumulate more assets during their working life and benefit from increased income in retirement.
Initial Meeting
No charge.
We’ll review your situation, get acquainted, identify key issues, address any questions, and agree on the next steps.
You’ll leave this meeting knowing:
1. We’ve listened to your concerns and priorities
2. How we might be able to help you
3. Our initial and ongoing fees
Phase 1 - Traction
£1,500 to £2,500.
1. Exploration – we will get to know what is important to you and understand your journey to date.
2. Vision – we will determine your ideal vision, priorities and goals for your future. This gives context to what we are aiming for.
3. Obstacles – we will look at identifying and overcoming obstacles that might prevent your vision from becoming a reality.
We will gather data on your existing arrangements and use sophisticated financial modelling software to help us understand whether you’re on track to achieve the life you desire. This process will enable us to design your financial plan, stress-test its resilience, identify gaps, model possible scenarios, and establish a clear path forward for you to reach your goals and achieve your desired lifestyle.
The financial plan is live, dynamic and evolves as your needs change, helping you navigate life’s biggest questions. The steps needed to make your dreams a reality will be documented in an easy-to-understand way. We will issue you a report known as 'Your Financial Blueprint,' clearly documenting the plan and journey we will take together.
Navigating the investment world can feel overwhelming, so we will guide you through the complexities, simplifying the process, and evaluating your options and preferences. We will analyse your existing investments and undertake research to identify appropriate solutions. This approach will result in a tailored, cutting-edge investment strategy and an agreed-upon tax efficient portfolio to support your plan. All recommendations will be detailed within your personalised Investment Strategy Report.
While nobody can predict the future, insurance is often the easiest and most cost-effective way to prepare for it. It should be the foundation of any financial plan. We will help you identify your needs and priorities, plan the right mix of cover, and research the market for the most suitable providers. The reasons for our recommendations will be provided to you in a written report and you will receive a specific illustration/quotation which will detail any commission payable to us.
We will implement the agreed strategy and execute the plan to create a pathway to your ideal vision. We will organise every aspect, ensuring all action points are completed and all product/investment recommendations are implemented.
Our initial fees range from £1,500 to £2,500.
For particularly complex planning requirements, we will provide a bespoke quote.
Phase 2 - Momentum
£1,200 pa to £7,500 pa.
As with any plan, it is important to regularly check in to ensure you remain on track. We will do so at least annually at your Forward Planning Meeting to ensure Your Financial Blueprint remains on track. If any changes are needed, we will look at making appropriate adjustments.
Every year we will revisit Your Financial Blueprint in depth, making any necessary adjustments to ensure it aligns with your evolving needs.
We will have an annual investment deep dive to look at your valuations and investment performance in the context of Your Financial Blueprint and Investment Strategy. We will make recommendations if we believe any changes are needed.
Our ongoing fees range from £1,200 pa to £7,500 pa.
For particularly complex planning requirements, we will provide a bespoke quote.
Why we stand out.
Our independent, fixed fee financial planning service offers a very different approach to many traditional financial advice firms.
Simple fixed fees, transparent approach.
We've taken a completely fresh approach to fees. We don’t charge percentages or use confusing fee structures that make no sense. Our fixed fees are simple, transparent and fair.
Financial planning, not product selling.
You need more than a salesperson in a smart suit. We're not incentivised to sell you products. Instead, we have a genuine interest in helping you get the most out of life with your money.
Independent, evidence-based solutions.
Unlike many big names, we research our chosen investments and solutions from the entire market, removing conflicts of interest and ensuring you get a cutting-edge, evidence-based investment strategy.
See how we can help you live your best life.
Take our free financial health check or book a free initial meeting to see how we can help you get the most out of life.
The science of wealth.
Ready to learn the science of building wealth? We've launched an independent website full of videos, podcasts and blogs from our experts. Our aim is to take the complex and make it simple. No sales. No nonsense. Just quality information to help you on your financial journey.
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From the basics to mastering investments, these courses summarise everything you need to know when it comes to money. Each course is full of clear, actionable content to help you take control of your financial future. Work at your own pace, revisit lessons anytime, and see measurable progress.